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Summer months see more motorcycle insurance claims

While motorcycle enthusiasts might loathe to learn this, according to Progressive Insurance, we are at the height of the most dangerous time of year for riding a motorcycle.

Data regarding claims for 2014 involving motorcycles indicate that the amount of claims filed are on average 78 percent higher during July than the other 11 months of the year.

Statistically speaking, the three summer months of June, July and August are typically more dangerous. Progressive tracked the top 10 days out of the year with the most number of claims; four fell in June.

Saturday is the most dangerous day of the week to go for a ride, with the highest number of claims filed on five Saturdays during the summer months. During that year, there was an increase in the number of single vehicle claims for motorcyclists. All told, that group had more claimants than the next three combined.

Some of those claims can be attributed to poorly maintained roads that cause riders to take a spill, risking injury. Despite that, there is still a great bit of danger from collisions with cars and trucks on the highway. Accidents involving another much heavier vehicle do not bode well for motorcyclists and their passengers, which means riders must be particularly vigilant to avoid getting injured or killed while out for a spin.

If you are injured on your motorcycle due to another driver's negligence, or because of a substandard highway or other safety hazard, it may be possible to pursue financial compensation from the at-fault party's insurance company. The first step in the process is filing a claim for damages.

Source: Claims Journal, "July Most Dangerous Month for Motorcycle Crashes According to Progressive Claims Data," accessed July 22, 2016

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