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Does your injury qualify for workers' compensation?

As much as we may hope it would, money does not grow on trees. You have to work for the money that helps fund daily expenses and many of life's adventures. Any lapse in your income stream can have a huge impact on your life. Knowing that accidents happen, you should prepare yourself with knowledge about workers' compensation.

Many injuries and illnesses could prevent you from being able to do your job adequately or at all, but are you entitled to receive compensation that reimburses you for lost wages and covers your medical expenses? By law, all employees in Wilson, North Carolina, qualify for workers' compensation benefits if their injuries fall under certain eligibility guidelines.

Let's take a look at a few of the rules regarding qualification.

Employer must meet requirements

First and foremost, you must work for an employer that has workers' compensation insurance. State and federal laws require certain employers to have workers' compensation insurance, but not all employers are required to carry this type of coverage.. Not all employers obtain workers' compensation when required. If your employer does not have coverage, you may still be eligible for compensation

Injuries must relate to the job

Next, your injuries or illness must be the result of you performing your job duties. Injuries and ailments that occur outside of work, from unsanctioned work activities or under other circumstances do not qualify.

For example, if you make deliveries for your employer and you injure your back while dropping off a shipment, your injury is likely eligible for workers' compensation. If you are making deliveries for your employer and you take a break to go to shopping and hurt your back while carrying your purchases, your injuries may not be eligible.

Most injuries that happen while you are on the job qualify. If your injuries result from violating company policy or working while intoxicated, are intentional or occur while you are committing a crime, these injuries are generally not eligible.

What should you do if you are injured?

It is important for you to report all injuries and accidents to your employer as soon as they occur. Keep copies of all documentation involving your accident and injuries. Depending on the nature of your injuries, you may need to undergo medical treatment. You should familiarize yourself with the workers' compensation process at your job so you can avoid making mistakes that could affect your claim.

Workers' compensation cases are often challenging. The circumstances leading up to the accidents and the type and severity of injuries are major factors that can affect the outcome of these cases. If you are dealing with a workplace injury and need assistance with your claim, you should speak to an attorney about your situation to learn more about your options.

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108 E. Nash St
P.O. Box 2727
Wilson, NC 27894

Toll Free: 888-569-0691
Phone: 252-360-1339
Fax: 252-291-8826
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