Social Security And Private Disability

When a sudden injury, disease or emotional disability renders you unable to continue working, you may qualify for disability benefits through federal Social Security Disability Insurance (SSDI), private disability insurance paid for individually or as an employee benefit through your employer. Following a permanent or temporary disability, many people rely on these benefits to help make financial ends meet when the paychecks stop. Unfortunately, a high percentage of initial disability claims are denied by the Social Security Disability Determination Services or private insurers.

Before you file — or if you have already had your initial claim denied — call us at 252-360-1339 or toll free at 888-569-0691 to arrange a free consultation with one of our attorneys. We will review your circumstances and explain how we can help you get the money you are entitled to receive.

What Qualifies As A Disability Under The SSDI System?

There is a broad range of impairments and medical conditions that may qualify as a temporary or permanent disability for benefits purposes, including:

  • Musculoskeletal conditions — Spinal and joint pain, fractures and amputations
  • Mental disorders — Depression, bipolar disorder and schizophrenia
  • Speech and sensory impairments — Related to loss of vision and hearing
  • Respiratory illnesses — Chronic obstructive pulmonary disease (COPD) and cystic fibrosis
  • Cardiovascular conditions — Coronary artery disease and chronic heart failure
  • Neurological disorders — Cerebral palsy, multiple sclerosis and Parkinson's disease
  • Immune disorders — HIV/AIDS, lupus and rheumatoid arthritis

Qualification requires a diagnosis by a licensed physician, and it is important to apply for benefits as soon as you receive a qualifying diagnosis from your doctor. We will review your medical diagnosis and give you an honest appraisal of your opportunities for a successful claim.

Private Disability Insurance

Disability insurance companies will review your medical diagnosis prior to approving or denying payment. If you have been denied payment, don't give up; a high percentage of those who receive benefits do so only after filing a successful appeal. Our goal is to ensure your claim is accurate and includes all required information.

Contact Us

Before you file — or before you appeal — send an email or call Farris & Farris, P.A., in Wilson, North Carolina, at 252-360-1339 or toll free 888-569-0691 to schedule a free consultation with a lawyer about ways we can help you receive the disability benefits you and your family are counting on.