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Car crash compensation includes damage done to your vehicle

Following a car crash, seeking medical help is the first step you should take. But it is not the last, nor should it be your only concern.

You can reach out for legal help to ensure you get a full and fair settlement to cover your medical bills, lost wages and any other compensation you may be due. However, there is also the matter of damage to your vehicle. Your attorney can offer help on this front by working with the insurance company on your behalf.

What the insurance adjuster wants

Once you file your insurance claim, the company will assign an adjuster to your case. The adjuster may ask for a police report, visit the accident scene, examine your car for damages and take pictures. Normally your insurance company will cover the medical costs associated with your injuries and the repairs to your vehicle until such time as fault for the accident is determined. The adjuster will then contact the other driver's insurance company to work out who makes final payments. This is a procedure which should involve your attorney.

Repair options

The insurance company will likely offer options with regards to repairing your car. The company may approve a specific body shop or permit you to get quotes from various shops. Your insurer may also allow you to have the repairs done anywhere you want, but you will have to pay the difference between the estimate and what the insurance company sees as a fair price.

Depend on an advocate

In the same way an insurance company reviews medical records and bills with regard to your injuries, they will be thorough about reviewing your claim for vehicle damages. They may even go to social media and look at your Facebook page to see if you posted any recent pictures of your vehicle without damages. An attorney experienced in dealing with insurance companies is familiar with the methods they use in conducting accident investigations and can serve as an effective advocate on your behalf.

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