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What should you do if you see a wrong-way driver?

You're heading down the interstate in North Carolina, on a relatively empty stretch of highway, when you see a pair of headlights coming toward you. It's a wrong-way driver. The distance is closing very quickly and you only have a split second to react. What should you do?

Of course, your best move is to get off of the road entirely. Though that person is on the wrong side of the highway, odds are he or she will still stay on the pavement. But which way do you go, left or right? Experts say that you are best off to swerve toward the shoulder on the right side of the road.

This is also true if you're on a two-lane road and that driver has drifted over into your lane. You may be tempted to swerve to the left, where that other car is supposed to be, but the problem is that the driver may notice -- perhaps that driver was texting, and he or she will look up and see your car at the last second -- and swerve back into the proper lane. Then, the two cars will still crash since you left your own lane.

If you do have to crash, understand your options. Always know what you can hit that offers the least resistance. Swerving off of the road and hitting a road sign may still damage your car, for instance, but you're far more likely to escape injury than if you hit another vehicle.

After an accident with a wrong-way driver, make sure you know what rights you have to seek financial compensation.

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